top of page



The Ultimate First Time Buyers Guide
I finally did it... our very first e-book! 🎉📖 I've been wanting to do this for ages, and I'm so excited to finally share it with you. The Ultimate First-Time Buyer's Guide is the first of what I hope will be many practical guides designed to make property and finance feel less overwhelming. One thing I was very intentional about was not making it overly technical. There are plenty of guides filled with jargon and complex detail, but that wasn't my goal. I wanted to create s
CYS Financial Ltd
Jul 302 min read
Â
Â
Â


Fixed Rate vs Variable Rate Mortgages
Not sure whether to choose a fixed rate or a variable rate mortgage? Here's a simple way to think about it. A fixed rate mortgage means your monthly payments stay the same for an agreed period, usually 2 or 5 years. It's great if you want certainty and protection from interest rate rises. A variable rate mortgage, on the other hand, can go up or down depending on your lender's rate or changes in the market. That means your monthly payments could change too. Here's a bonus tip
CYS Financial Ltd
Jul 211 min read
Â
Â
Â
bottom of page