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If you're buying, selling or investing in property, here's what you need to know. Firstly, nothing changes overnight. Any major tax reforms would still need to go through Parliament before becoming law. However, there are some proposals that property owners should keep an eye on. 🏡 Stamp Duty: Burnham has previously backed replacing Stamp Duty with an annual property tax. That could make moving home cheaper upfront, but homeowners may pay an annual charge instead. No changes

Why are mortgage rates changing when the Bank of England hasn't moved interest rates? I highly recommend checking the latest on swap rate movement on https://propertyresearch.uk/insights/swap-rates Here, you will find all that you need to know tracking the relationship between Bank of England base rate and swap rates. Be sure to check out propertyresearch.uk Information here is accurate as at 15 July 2026 and will change without notice. One question I get asked all the time

ARCH & BLOOM by Berkeley Homes What a fantastic evening at the VIP launch of Arch & Bloom, Guildford by Berkeley Homes. I feel incredibly grateful to have been invited to the exclusive first-phase release of what promises to be a truly outstanding development. Berkeley Homes has an exceptional reputation for delivering high-quality homes and creating vibrant communities, and Arch & Bloom is another excellent example of this. It was also a pleasure to reconnect with so many pr

One of the biggest mistakes I see property investors make when trying to scale their portfolio… Not declaring their rental income properly. Many landlords think they are being clever by minimising declared income, but the reality is this can seriously damage future borrowing power. Why? Because when you come to refinance, release equity, or purchase the next property, lenders assess affordability based on declared income and tax returns. If the income is not visible on pape

Mixed-use properties have become increasingly popular among developers and investors across London and the South East. Combining commercial and residential elements within a single development can create stronger yields, diversified income streams, and long-term capital growth. However, financing these projects requires specialist knowledge, careful planning, and access to the right lenders. At CYS Financial Ltd, we regularly help developers and property investors secure fina

Most people don’t realise this… You can be classed as a landlord WITHOUT being an investor. If you’ve moved out of your home and rented it, you may fall under “consumer buy-to-let” This changes the lenders available to you. I’ve seen clients go down the wrong route and get their mortgage declined because of this. If you're unsure which category you fall into, feel free to message me 👍 Tilly pup and I welcome your enquiries 🐶🐾 #buytolet #property #mortgages #speciali

Great to attend a thought-provoking seminar jointly hosted by HSBC & FSB, at the Surrey University, where expert panellists shared valuable insights on why sustainability 💚 is essential for every business. What really stood out is how this shift is now influencing lending decisions and mortgage incentives across the market. We’re seeing more mortgage lenders actively support greener initiatives through 💚 Green Mortgage products by offering preferential rates for energy-effi

Buying a home in the UK can feel overwhelming, especially for first-time buyers. The mortgage market is complex, with many types of loans, fluctuating interest rates, and various government schemes. Understanding these elements can help you make informed decisions and avoid common pitfalls. This guide breaks down the essentials of the UK mortgage market, offering practical tips, current trends, and advice on improving your financial standing before applying. . Understanding D

I live in leafy Surrey with my husband, daughter and our little cockerpoo. I love of all things relating to property. I started my blog and IG channel in the summer of 2023. I use this blog as an outlet to share my love of property, health and fitness. I hope this blog will inspire all to stay informed, be financially literate, stay active, and fit. Since then, both my blog and channel have evolved to property, fashion, lifestyle as well as the odd bit of tech that has be