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How Developers Finance Mixed-Use Properties in London
Mixed-use properties have become increasingly popular among developers and investors across London and the South East. Combining commercial and residential elements within a single development can create stronger yields, diversified income streams, and long-term capital growth. However, financing these projects requires specialist knowledge, careful planning, and access to the right lenders. At CYS Financial Ltd, we regularly help developers and property investors secure fina
CYS Financial Ltd
May 182 min read


What is a Consumer Buy To Let?
Most people don’t realise this… You can be classed as a landlord WITHOUT being an investor. If you’ve moved out of your home and rented it, you may fall under “consumer buy-to-let” This changes the lenders available to you. I’ve seen clients go down the wrong route and get their mortgage declined because of this. If you're unsure which category you fall into, feel free to message me 👍 Tilly pup and I welcome your enquiries 🐶🐾 #buytolet #property #mortgages #speciali
CYS Financial Ltd
Apr 41 min read


GREEN initiatives 💚mortgages 💚 businesses 💚 sustainability
Great to attend a thought-provoking seminar jointly hosted by HSBC & FSB, at the Surrey University, where expert panellists shared valuable insights on why sustainability 💚 is essential for every business. What really stood out is how this shift is now influencing lending decisions and mortgage incentives across the market. We’re seeing more mortgage lenders actively support greener initiatives through 💚 Green Mortgage products by offering preferential rates for energy-effi
CYS Financial Ltd
Mar 291 min read


Navigating the UK Property Mortgage Market Essential Tips for First-Time Buyers and Current Trends
Buying a home in the UK can feel overwhelming, especially for first-time buyers. The mortgage market is complex, with many types of loans, fluctuating interest rates, and various government schemes. Understanding these elements can help you make informed decisions and avoid common pitfalls. This guide breaks down the essentials of the UK mortgage market, offering practical tips, current trends, and advice on improving your financial standing before applying. . Understanding D
CYS Financial Ltd
Mar 194 min read


Hello my name is Christine and I run this blog and IG channel @propertyfinance101
I live in leafy Surrey with my husband, daughter and our little cockerpoo. I love of all things relating to property. I started my blog and IG channel in the summer of 2023. I use this blog as an outlet to share my love of property, health and fitness. I hope this blog will inspire all to stay informed, be financially literate, stay active, and fit. Since then, both my blog and channel have evolved to property, fashion, lifestyle as well as the odd bit of tech that has be
CYS Financial Ltd
Mar 11, 20241 min read
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