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What is a Consumer Buy To Let?

  • CYS Financial Ltd
  • Apr 4
  • 1 min read

Most people don’t realise this…


You can be classed as a landlord WITHOUT being an investor.


If you’ve moved out of your home and rented it, you may fall under “consumer buy-to-let” This changes the lenders available to you. I’ve seen clients go down the wrong route and get their mortgage declined because of this.


If you're unsure which category you fall into, feel free to message me 👍 Tilly pup and I welcome your enquiries 🐶🐾



 
 
 

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Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage.
 

The product recommended and terms offered will depend on your personal circumstances and the loan amount you are seeking. We will assess your needs and objectives and make a recommendation if we think you meet lenders’ criteria and their products meet your needs. All mortgages and loans are subject to satisfactory valuation, full credit underwriting and standard due diligence.
 

CYS Financial is an appointed representative of Brooklands Commercial Finance Limited which is authorised and regulated by the Financial Conduct Authority (No. 648940). Brooklands Commercial Finance Ltd is a credit broker and not a lender.

We work with the whole of the market of lenders who may pay us a commission. This amount of commission varies between lenders.  CYS Financial Ltd is registered in England and Wales No. 09023891 with our registered office at 6th Floor, 37 Lombard Street, London, EC3V 9BQ

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