Residential Mortgages
If you’re buying a property, chances are you’ll need a mortgage, and for most of us, it’s our biggest monthly committment. That’s why it’s so important to get it right. With so many options out there, it can feel overwhelming. Fixed or tracker? Two-year or five-year? That’s exactly where we come in. We work with total transparency and high integrity, supporting clients at every stage. First-time buyers, movers, downsizers, and seasoned homeowners. As whole-of-market specialists, we have access to competitive rates (including some not available to every broker), and we pride ourselves on being responsive and efficient. From our first conversation to completion, we manage the entire mortgage process for you, keeping things moving quickly and removing as much stress as possible. If you’re planning a move or simply exploring your options, I’m here to help with honesty, discretion, and a service you can trust.
BUY TO LET MORTGAGES
Buy-to-let is a popular investment for those looking for an alternative to savings, investments or pensions. Many investors rely on property to supplement their income, earning passive income well into their retirement. Access to quality mortgage advice is essential.
If you are buying a property to let out, you will need a buy-to-let mortgage, which is very different from a residential mortgage.
We arrange buy-to-let mortgages for:
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Single-let properties
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HMOs (Houses in Multiple Occupation)
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MUFBs (Multi-Unit Freehold Blocks)
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Portfolio refinances
There is a lot of choice available and sometimes it can feel overwhelming That's where we come in scanning the whole of the market on your behalf, so you can rest assured we will find you the most suitable and cost-effective mortgage which aligns with your property investment strategy.
HIGH NET WORTH MORTGAGES
Our specialist brokers support high-net-worth (HNW) and ultra-high-net-worth (UHNW) individuals in securing mortgages where income and assets are more complex. Discretion is at the heart of our relationship with every client, and all enquiries are treated in the strictest confidence.
We have extensive experience working with non-standard income structures, including multiple income streams, investments, and international cases. This allows us to clearly present your circumstances to specialist lenders and private banks to secure the most suitable terms.
We identify and approach the lenders best suited to your profile, giving you the strongest possible chance of securing the right high-net-worth mortgage.
AUCTION FINANCE
Buying a property at auction can move very quickly. Once your bid is successful, you’re legally committed to the purchase.
A 10% deposit is usually paid on the day, with the remaining funds required within 28 days. This makes having the right finance in place essential.
Our specialist auction finance brokers understand the tight timelines and complexities involved, helping investors secure funding quickly and with confidence.
RESIDENTIAL BRIDGE FINANCE
Buying a property at auction can move very quickly. Once your bid is successful, you’re legally committed to the purchase.
A 10% deposit is usually paid on the day, with the remaining funds required within 28 days. This makes having the right finance in place essential.
Our specialist auction finance brokers understand the tight timelines and complexities involved, helping investors secure funding quickly and with confidence.
FOREIGN NATIONAL MORTGAGES
We help foreign national buyers secure mortgages to purchase property in the UK, even if they do not have an existing UK footprint.
By working with specialist and international lenders, we structure applications where income, assets and residency are based overseas. Our team understands the additional requirements involved and guides you through the process from start to finish.
This ensures overseas buyers can access the right funding solution with confidence and clarity.