Thinking about building a Buy-to-Let portfolio? How you own your properties can have a significant impact on your tax position, cash flow and ability to reinvest into future purchases. For higher-rate taxpayers, owning BTL properties personally means mortgage interest cannot be deducted from rental income when calculating taxable profit. By contrast, a qualifying property investment company can generally deduct mortgage interest as an allowable expense, with profits then sub

How Could the US Strikes on Iran Affect UK Mortgage Rates?* News of the recent US military strikes on Iran has dominated headlines, leaving many homeowners and property investors wondering: "What does this have to do with my mortgage?" At first glance, a conflict thousands of miles away may seem unrelated to the UK property market. However, global events can have a surprisingly significant impact on mortgage pricing. Why does a conflict in the Middle East matter? Iran sits

If you're buying, selling or investing in property, here's what you need to know. Firstly, nothing changes overnight. Any major tax reforms would still need to go through Parliament before becoming law. However, there are some proposals that property owners should keep an eye on. 🏡 Stamp Duty: Burnham has previously backed replacing Stamp Duty with an annual property tax. That could make moving home cheaper upfront, but homeowners may pay an annual charge instead. No changes

Why are mortgage rates changing when the Bank of England hasn't moved interest rates? I highly recommend checking the latest on swap rate movement on https://propertyresearch.uk/insights/swap-rates Here, you will find all that you need to know tracking the relationship between Bank of England base rate and swap rates. Be sure to check out propertyresearch.uk Information here is accurate as at 15 July 2026 and will change without notice. One question I get asked all the time