Free Expert Toolkit
Every day, we speak to property investors, landlords and aspiring developers who have big ambitions — whether that’s building a portfolio, growing their business, creating financial freedom, or simply making their next property purchase work.
Too often, we see good opportunities become expensive mistakes because people don’t understand the finance, the numbers or the options available to them.
That’s why CYS is giving away our expert Property Finance Toolkit for free, bringing together the knowledge, tools and practical insights we use every day to help clients make smarter property finance decisions.
Our philosophy is simple: knowledge is power, and sharing it helps everyone make better decisions.
Click on each heading below for our free expert toolkit which we will be adding to it regularly.
Free property toolkit
See what your monthly mortgage payments could look like. Use our free online calculator to estimate your repayments, borrowing costs and affordability before you speak to a lender.
See if your next Buy-to-Let investment stacks up. Use our free calculator to estimate potential rental income, mortgage costs, cash flow and investment returns before you commit to your next property.
Our free Ultimate Guide takes you through the key steps of the buying process, from understanding your budget and mortgage options to finding the right property and getting the keys.
Our free Ultimate Guide to Development Finance explains how development finance works, what lenders look for, how much you may be able to borrow, and the key costs and considerations you need to understand before starting your project.
Our free Letting a Property Checklist takes you through the key steps to help you find the right tenant, get your paperwork in order, stay on top of safety requirements and avoid costly mistakes and potential fines.
Free to download
*coming soon*
​Our free Ultimate Guide to Bridge Finance explains how bridging loans work, when they can be useful, how lenders assess applications, the costs involved and how to plan your exit strategy.
Cut through the jargon and understand bridge finance, step by step.
*coming soon*
Buying or refinancing a commercial property? Our free Ultimate Guide to Commercial Mortgages explains how commercial finance works, what lenders look for, the different types of lending available, how affordability is assessed and the key costs to consider.
*coming soon*
Waiting for customers to pay their invoices can put pressure on your business cash flow. Our free Ultimate Guide to Invoice Finance explains how invoice finance works, the different options available, what lenders look for, the costs involved and how it can help unlock cash tied up in unpaid invoices.